Local, Independent Insurance Agency in Peabody MA

Proudly serving Peabody and the North Shore for over 70 years, Kilgore Insurance Agency helps you compare coverage options with real local guidance you can trust.

A close up of a white background with a gray border.

Over 70 Years of Local Insurance Guidance

Choosing insurance can feel overwhelming, especially when you're trying to compare coverage limits, deductibles, and policy details on your own. You want protection that actually fits your life in Peabody and across the North Shore, not a generic policy from a call center. As an independent insurance agency in Peabody MA, Kilgore Insurance Agency represents multiple carriers and helps you compare options in plain English. From renters getting their first apartment to homeowners, drivers, and business owners, you get guidance built for the long haul.


We proudly support families and businesses in Peabody, Salem, Beverly, Danvers, Lynnfield, and Marblehead with coverage that evolves as life changes.

Coverage That Removes the Guesswork

When you're unsure what coverage you actually need, clarity matters. With Kilgore Insurance Agency guiding the process, you can compare options side by side and make confident decisions.


  • Independent Carrier Access
    If you're worried about being locked into one company, having multiple insurance providers to choose from means your coverage is matched to your situation, not a quota.

  • Real Local Office Support
    When you call 978-531-6550, you reach a Peabody team-not a national call center-so questions and claims feel easier to handle.

  • Built for the Long Haul
    With decades serving North Shore families, your coverage can adjust as you move, grow a business, or plan for the future.

  • Plain-English Guidance
    Insurance terms can be confusing; clear explanations help you understand your limits, deductibles, and options before you commit.

A black and white drawing of two leaves on a white background.

Insurance Options That Fit Your Life and Work

Personal Insurance

Personal insurance can feel overwhelming when you're trying to balance auto, home, renters, and liability coverage. Our team compares options across multiple carriers so your personal insurance in Peabody fits your life, not just a single policy.


View Personal Insurance →

A black and white outline of a house icon.

Business Insurance

Whether you run a small shop, manage commercial property, or operate a construction company, coverage gaps can disrupt everything. We build commercial packages including BOP, general liability, commercial auto, property, bonds, builders risk, and EPLI to protect your operations.


Explore Business Insurance →

Icon of a building with a person standing beside it

Life & Annuities

Planning for family protection or long-term income shouldn't feel confusing. We offer term life, universal life, final expense, long-term care, annuities, and life settlements tailored to your goals.


Learn About Life & Annuities →

Black outline of a heart containing three simplified people icons

What Neighbors Say


  • Do you only work with certain insurance companies?

    No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.

  • Can you help if I’m turning 65 and new to Medicare?

    Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.

  • Do I have to pay for your services?

    No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.

  • Can small businesses offer health insurance affordably?

    Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.

  • Do you work with clients outside your state?

    Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.

Stop Guessing and Get Coverage That Fits

You don't have to sort through policies alone or wonder if you chose the right limits. People across the North Shore turn to Kilgore Insurance Agency when they want local guidance and coverage that keeps up with real life. Call, request a quote, or visit our Peabody office to make your next step simple.